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Participant[quote=EconProf]I’ve had them for years for car insurance after thorough comparison shopping. Could not get them for home insurance as they won’t take the slightest risk, & I am too close to open space area. I believe their philosophy is to be super cautious in who and what they will insure, & accordingly have about the lowest rates.[/quote]
Agree, if you can’t get Wawanesa, try CSAA.
Participant[quote=EconProf]I’ve had them for years for car insurance after thorough comparison shopping. Could not get them for home insurance as they won’t take the slightest risk, & I am too close to open space area. I believe their philosophy is to be super cautious in who and what they will insure, & accordingly have about the lowest rates.[/quote]
Agree, if you can’t get Wawanesa, try CSAA.
Participant[quote=EconProf]I’ve had them for years for car insurance after thorough comparison shopping. Could not get them for home insurance as they won’t take the slightest risk, & I am too close to open space area. I believe their philosophy is to be super cautious in who and what they will insure, & accordingly have about the lowest rates.[/quote]
Agree, if you can’t get Wawanesa, try CSAA.
Participant[quote=EconProf]I’ve had them for years for car insurance after thorough comparison shopping. Could not get them for home insurance as they won’t take the slightest risk, & I am too close to open space area. I believe their philosophy is to be super cautious in who and what they will insure, & accordingly have about the lowest rates.[/quote]
Agree, if you can’t get Wawanesa, try CSAA.
Participant[quote=EconProf]I’ve had them for years for car insurance after thorough comparison shopping. Could not get them for home insurance as they won’t take the slightest risk, & I am too close to open space area. I believe their philosophy is to be super cautious in who and what they will insure, & accordingly have about the lowest rates.[/quote]
Agree, if you can’t get Wawanesa, try CSAA.
ParticipantJust randomly hit one story:
“Before this mod, my interest rate was 6.25 and my payment including escrow was $1,208. I asked them to bring my payment back down to $1,088 which was what it was when I first bought the house. My interest rate is now 4.8 (FIXED) and payment is $1,087, including escrow. But they have extended the loan to a 30 year note.”
All that stress for 120 a month savings. And here we have people with $600-1000/month utility bills. Guess it depends where you live. In SD you can get 120/month for walking a dog, but in parts of this country you have to shovel all the snow from a college campus to get $120.
BTW, the best line from Malice (which nearly got me booted from the WSJ for comment on harassment lawsuit) has gotta be this:
“I have an M.D. from Harvard, I am board certified in cardio-thoracic medicine and trauma surgery, I have been awarded citations from seven different medical boards in New England, and I am never, ever sick at sea. So I ask you; when someone goes into that chapel and they fall on their knees and they pray to God that their wife doesn’t miscarry or that their daughter doesn’t bleed to death or that their mother doesn’t suffer acute neural trama from postoperative shock, who do you think they’re praying to? Now, go ahead and read your Bible, _Dennis_, and you go to your church, and, with any luck, you might win the annual raffle, but if you’re looking for God, he was in operating room number two on November 17, and he doesn’t like to be second guessed. You ask me if I have a God complex. Let me tell you something: I am God.”
ParticipantJust randomly hit one story:
“Before this mod, my interest rate was 6.25 and my payment including escrow was $1,208. I asked them to bring my payment back down to $1,088 which was what it was when I first bought the house. My interest rate is now 4.8 (FIXED) and payment is $1,087, including escrow. But they have extended the loan to a 30 year note.”
All that stress for 120 a month savings. And here we have people with $600-1000/month utility bills. Guess it depends where you live. In SD you can get 120/month for walking a dog, but in parts of this country you have to shovel all the snow from a college campus to get $120.
BTW, the best line from Malice (which nearly got me booted from the WSJ for comment on harassment lawsuit) has gotta be this:
“I have an M.D. from Harvard, I am board certified in cardio-thoracic medicine and trauma surgery, I have been awarded citations from seven different medical boards in New England, and I am never, ever sick at sea. So I ask you; when someone goes into that chapel and they fall on their knees and they pray to God that their wife doesn’t miscarry or that their daughter doesn’t bleed to death or that their mother doesn’t suffer acute neural trama from postoperative shock, who do you think they’re praying to? Now, go ahead and read your Bible, _Dennis_, and you go to your church, and, with any luck, you might win the annual raffle, but if you’re looking for God, he was in operating room number two on November 17, and he doesn’t like to be second guessed. You ask me if I have a God complex. Let me tell you something: I am God.”
ParticipantJust randomly hit one story:
“Before this mod, my interest rate was 6.25 and my payment including escrow was $1,208. I asked them to bring my payment back down to $1,088 which was what it was when I first bought the house. My interest rate is now 4.8 (FIXED) and payment is $1,087, including escrow. But they have extended the loan to a 30 year note.”
All that stress for 120 a month savings. And here we have people with $600-1000/month utility bills. Guess it depends where you live. In SD you can get 120/month for walking a dog, but in parts of this country you have to shovel all the snow from a college campus to get $120.
BTW, the best line from Malice (which nearly got me booted from the WSJ for comment on harassment lawsuit) has gotta be this:
“I have an M.D. from Harvard, I am board certified in cardio-thoracic medicine and trauma surgery, I have been awarded citations from seven different medical boards in New England, and I am never, ever sick at sea. So I ask you; when someone goes into that chapel and they fall on their knees and they pray to God that their wife doesn’t miscarry or that their daughter doesn’t bleed to death or that their mother doesn’t suffer acute neural trama from postoperative shock, who do you think they’re praying to? Now, go ahead and read your Bible, _Dennis_, and you go to your church, and, with any luck, you might win the annual raffle, but if you’re looking for God, he was in operating room number two on November 17, and he doesn’t like to be second guessed. You ask me if I have a God complex. Let me tell you something: I am God.”
ParticipantJust randomly hit one story:
“Before this mod, my interest rate was 6.25 and my payment including escrow was $1,208. I asked them to bring my payment back down to $1,088 which was what it was when I first bought the house. My interest rate is now 4.8 (FIXED) and payment is $1,087, including escrow. But they have extended the loan to a 30 year note.”
All that stress for 120 a month savings. And here we have people with $600-1000/month utility bills. Guess it depends where you live. In SD you can get 120/month for walking a dog, but in parts of this country you have to shovel all the snow from a college campus to get $120.
BTW, the best line from Malice (which nearly got me booted from the WSJ for comment on harassment lawsuit) has gotta be this:
“I have an M.D. from Harvard, I am board certified in cardio-thoracic medicine and trauma surgery, I have been awarded citations from seven different medical boards in New England, and I am never, ever sick at sea. So I ask you; when someone goes into that chapel and they fall on their knees and they pray to God that their wife doesn’t miscarry or that their daughter doesn’t bleed to death or that their mother doesn’t suffer acute neural trama from postoperative shock, who do you think they’re praying to? Now, go ahead and read your Bible, _Dennis_, and you go to your church, and, with any luck, you might win the annual raffle, but if you’re looking for God, he was in operating room number two on November 17, and he doesn’t like to be second guessed. You ask me if I have a God complex. Let me tell you something: I am God.”
ParticipantJust randomly hit one story:
“Before this mod, my interest rate was 6.25 and my payment including escrow was $1,208. I asked them to bring my payment back down to $1,088 which was what it was when I first bought the house. My interest rate is now 4.8 (FIXED) and payment is $1,087, including escrow. But they have extended the loan to a 30 year note.”
All that stress for 120 a month savings. And here we have people with $600-1000/month utility bills. Guess it depends where you live. In SD you can get 120/month for walking a dog, but in parts of this country you have to shovel all the snow from a college campus to get $120.
BTW, the best line from Malice (which nearly got me booted from the WSJ for comment on harassment lawsuit) has gotta be this:
“I have an M.D. from Harvard, I am board certified in cardio-thoracic medicine and trauma surgery, I have been awarded citations from seven different medical boards in New England, and I am never, ever sick at sea. So I ask you; when someone goes into that chapel and they fall on their knees and they pray to God that their wife doesn’t miscarry or that their daughter doesn’t bleed to death or that their mother doesn’t suffer acute neural trama from postoperative shock, who do you think they’re praying to? Now, go ahead and read your Bible, _Dennis_, and you go to your church, and, with any luck, you might win the annual raffle, but if you’re looking for God, he was in operating room number two on November 17, and he doesn’t like to be second guessed. You ask me if I have a God complex. Let me tell you something: I am God.”
Participant[quote=SD Realtor]Aside from FIAT, (which by the way I think either Chrysler or GM paid a serious lump of money to GET OUT of a deal with them) the biggest scare to me is that this is our government. Seriously our government and the united auto workers union running a company. GM is not far behind.
Seriously, does anyone think that if the government would have let the company reorganize without any intervention that things would not have taken care of themselves.
Does anyone really believe the company will operate efficiently now with the owners? Lets see… medicare, social security… hmmm… call me skeptical but I don’t believe the government can even run themselves efficiently. Does anyone really believe that they and the uaw will run the automakers successfully? Doesn’t anyone have any concerns at all that the entity WE ALL PAY OUR TAXES TO now runs an auto firm?
Seriously… this is scary sh-t to me. [/quote]
You know what scares sh-t out of me – that we Piggs could have more common sense than all the Harvard masters grads. Rick Wagoner, Harvard Business grad, testified in front of Congress just months ago that he thought car sales could average 15, 15.5 million annually with financing was “normal”. Sales rate was under 10M last month. After massive spike due to housing bubble, Rick didn’t think that auto sales could (or should) go below trend for a while?
BTW, I’ve been hammering at UAW since the 1998 GM strike when management caved. Again in 2002 when big three caved in to UAW with NO demands. I have been warning of this problem for 11 years, so no one get to blame me since I didn’t have Rick’s job.
Participant[quote=SD Realtor]Aside from FIAT, (which by the way I think either Chrysler or GM paid a serious lump of money to GET OUT of a deal with them) the biggest scare to me is that this is our government. Seriously our government and the united auto workers union running a company. GM is not far behind.
Seriously, does anyone think that if the government would have let the company reorganize without any intervention that things would not have taken care of themselves.
Does anyone really believe the company will operate efficiently now with the owners? Lets see… medicare, social security… hmmm… call me skeptical but I don’t believe the government can even run themselves efficiently. Does anyone really believe that they and the uaw will run the automakers successfully? Doesn’t anyone have any concerns at all that the entity WE ALL PAY OUR TAXES TO now runs an auto firm?
Seriously… this is scary sh-t to me. [/quote]
You know what scares sh-t out of me – that we Piggs could have more common sense than all the Harvard masters grads. Rick Wagoner, Harvard Business grad, testified in front of Congress just months ago that he thought car sales could average 15, 15.5 million annually with financing was “normal”. Sales rate was under 10M last month. After massive spike due to housing bubble, Rick didn’t think that auto sales could (or should) go below trend for a while?
BTW, I’ve been hammering at UAW since the 1998 GM strike when management caved. Again in 2002 when big three caved in to UAW with NO demands. I have been warning of this problem for 11 years, so no one get to blame me since I didn’t have Rick’s job.
Participant[quote=SD Realtor]Aside from FIAT, (which by the way I think either Chrysler or GM paid a serious lump of money to GET OUT of a deal with them) the biggest scare to me is that this is our government. Seriously our government and the united auto workers union running a company. GM is not far behind.
Seriously, does anyone think that if the government would have let the company reorganize without any intervention that things would not have taken care of themselves.
Does anyone really believe the company will operate efficiently now with the owners? Lets see… medicare, social security… hmmm… call me skeptical but I don’t believe the government can even run themselves efficiently. Does anyone really believe that they and the uaw will run the automakers successfully? Doesn’t anyone have any concerns at all that the entity WE ALL PAY OUR TAXES TO now runs an auto firm?
Seriously… this is scary sh-t to me. [/quote]
You know what scares sh-t out of me – that we Piggs could have more common sense than all the Harvard masters grads. Rick Wagoner, Harvard Business grad, testified in front of Congress just months ago that he thought car sales could average 15, 15.5 million annually with financing was “normal”. Sales rate was under 10M last month. After massive spike due to housing bubble, Rick didn’t think that auto sales could (or should) go below trend for a while?
BTW, I’ve been hammering at UAW since the 1998 GM strike when management caved. Again in 2002 when big three caved in to UAW with NO demands. I have been warning of this problem for 11 years, so no one get to blame me since I didn’t have Rick’s job.
Participant[quote=SD Realtor]Aside from FIAT, (which by the way I think either Chrysler or GM paid a serious lump of money to GET OUT of a deal with them) the biggest scare to me is that this is our government. Seriously our government and the united auto workers union running a company. GM is not far behind.
Seriously, does anyone think that if the government would have let the company reorganize without any intervention that things would not have taken care of themselves.
Does anyone really believe the company will operate efficiently now with the owners? Lets see… medicare, social security… hmmm… call me skeptical but I don’t believe the government can even run themselves efficiently. Does anyone really believe that they and the uaw will run the automakers successfully? Doesn’t anyone have any concerns at all that the entity WE ALL PAY OUR TAXES TO now runs an auto firm?
Seriously… this is scary sh-t to me. [/quote]
You know what scares sh-t out of me – that we Piggs could have more common sense than all the Harvard masters grads. Rick Wagoner, Harvard Business grad, testified in front of Congress just months ago that he thought car sales could average 15, 15.5 million annually with financing was “normal”. Sales rate was under 10M last month. After massive spike due to housing bubble, Rick didn’t think that auto sales could (or should) go below trend for a while?
BTW, I’ve been hammering at UAW since the 1998 GM strike when management caved. Again in 2002 when big three caved in to UAW with NO demands. I have been warning of this problem for 11 years, so no one get to blame me since I didn’t have Rick’s job.
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