[economissed]

HLS:

Thanks for the reply. How much would I need to document assuming approx. 143,000 loan, with about $150/mo in other debt obligations? What would be sufficient documentation? (e.g. paystubs, tax returns, etc.)

Are there no programs that would put much more weight on LTV and FICO? At October’s numbers I had an estimated LTV of about 68%, I realize the market may have dropped a bit since then but with additional sweat equity and the small amount of principal put into the home, I think I’m still at least at about the same LTV currently.

[economissed]

HLS:

Thanks for the reply. How much would I need to document assuming approx. 143,000 loan, with about $150/mo in other debt obligations? What would be sufficient documentation? (e.g. paystubs, tax returns, etc.)

Are there no programs that would put much more weight on LTV and FICO? At October’s numbers I had an estimated LTV of about 68%, I realize the market may have dropped a bit since then but with additional sweat equity and the small amount of principal put into the home, I think I’m still at least at about the same LTV currently.

[economissed]

HLS:

Thanks for the reply. How much would I need to document assuming approx. 143,000 loan, with about $150/mo in other debt obligations? What would be sufficient documentation? (e.g. paystubs, tax returns, etc.)

Are there no programs that would put much more weight on LTV and FICO? At October’s numbers I had an estimated LTV of about 68%, I realize the market may have dropped a bit since then but with additional sweat equity and the small amount of principal put into the home, I think I’m still at least at about the same LTV currently.

[economissed]

HLS:

Thanks for the reply. How much would I need to document assuming approx. 143,000 loan, with about $150/mo in other debt obligations? What would be sufficient documentation? (e.g. paystubs, tax returns, etc.)

Are there no programs that would put much more weight on LTV and FICO? At October’s numbers I had an estimated LTV of about 68%, I realize the market may have dropped a bit since then but with additional sweat equity and the small amount of principal put into the home, I think I’m still at least at about the same LTV currently.

[economissed]

HLS:

Thanks for the reply. How much would I need to document assuming approx. 143,000 loan, with about $150/mo in other debt obligations? What would be sufficient documentation? (e.g. paystubs, tax returns, etc.)

Are there no programs that would put much more weight on LTV and FICO? At October’s numbers I had an estimated LTV of about 68%, I realize the market may have dropped a bit since then but with additional sweat equity and the small amount of principal put into the home, I think I’m still at least at about the same LTV currently.

[Author]

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