[dharmagirl]

She has lived in Vegas for at least 10 years. However, her parents – who are very religious – also live there. This realtor goes to their church, therefore my friend thought he was “trustworthy” and a “good Christian.”

Big mistake IMO. I’d like to think she has learned her lesson but I really dont think she has. My friend is a bit neurotic and fairly panicky. I think she is anxious to find someone to just take responsibility for her, hold her hand and tell her it will all be OK. Ugh.

I’ve tried to tell her in every, freakin’ way that I can, that you simply cant give up your own ‘personal power’ like that….that it’s important to maintain some control, be educated about what you’re doing, the process, etc.

However, whenever the conversation gets to that point she says, “so, did I tell you that my son got a gold star in art class today?”

And, yes, she has been taken by a number of people she thought she could trust. She entrusted her son to a babysitter (whom she thought was a good friend). It turns out that the woman’s teen age son was molesting her 3 year old son. Her kid’s father is a jerk who only dates strippers, and she’s been burned by other people. The only thing that keeps her in Lost Wages is her parents.

CDMA, your mom is lucky that have you! I cant imagine living in Vegas and being forced to be suspicious of everyone and anyone.

[dharmagirl]

She has lived in Vegas for at least 10 years. However, her parents – who are very religious – also live there. This realtor goes to their church, therefore my friend thought he was “trustworthy” and a “good Christian.”

Big mistake IMO. I’d like to think she has learned her lesson but I really dont think she has. My friend is a bit neurotic and fairly panicky. I think she is anxious to find someone to just take responsibility for her, hold her hand and tell her it will all be OK. Ugh.

I’ve tried to tell her in every, freakin’ way that I can, that you simply cant give up your own ‘personal power’ like that….that it’s important to maintain some control, be educated about what you’re doing, the process, etc.

However, whenever the conversation gets to that point she says, “so, did I tell you that my son got a gold star in art class today?”

And, yes, she has been taken by a number of people she thought she could trust. She entrusted her son to a babysitter (whom she thought was a good friend). It turns out that the woman’s teen age son was molesting her 3 year old son. Her kid’s father is a jerk who only dates strippers, and she’s been burned by other people. The only thing that keeps her in Lost Wages is her parents.

CDMA, your mom is lucky that have you! I cant imagine living in Vegas and being forced to be suspicious of everyone and anyone.

[dharmagirl]

She has lived in Vegas for at least 10 years. However, her parents – who are very religious – also live there. This realtor goes to their church, therefore my friend thought he was “trustworthy” and a “good Christian.”

Big mistake IMO. I’d like to think she has learned her lesson but I really dont think she has. My friend is a bit neurotic and fairly panicky. I think she is anxious to find someone to just take responsibility for her, hold her hand and tell her it will all be OK. Ugh.

I’ve tried to tell her in every, freakin’ way that I can, that you simply cant give up your own ‘personal power’ like that….that it’s important to maintain some control, be educated about what you’re doing, the process, etc.

However, whenever the conversation gets to that point she says, “so, did I tell you that my son got a gold star in art class today?”

And, yes, she has been taken by a number of people she thought she could trust. She entrusted her son to a babysitter (whom she thought was a good friend). It turns out that the woman’s teen age son was molesting her 3 year old son. Her kid’s father is a jerk who only dates strippers, and she’s been burned by other people. The only thing that keeps her in Lost Wages is her parents.

CDMA, your mom is lucky that have you! I cant imagine living in Vegas and being forced to be suspicious of everyone and anyone.

[dharmagirl]

She has lived in Vegas for at least 10 years. However, her parents – who are very religious – also live there. This realtor goes to their church, therefore my friend thought he was “trustworthy” and a “good Christian.”

Big mistake IMO. I’d like to think she has learned her lesson but I really dont think she has. My friend is a bit neurotic and fairly panicky. I think she is anxious to find someone to just take responsibility for her, hold her hand and tell her it will all be OK. Ugh.

I’ve tried to tell her in every, freakin’ way that I can, that you simply cant give up your own ‘personal power’ like that….that it’s important to maintain some control, be educated about what you’re doing, the process, etc.

However, whenever the conversation gets to that point she says, “so, did I tell you that my son got a gold star in art class today?”

And, yes, she has been taken by a number of people she thought she could trust. She entrusted her son to a babysitter (whom she thought was a good friend). It turns out that the woman’s teen age son was molesting her 3 year old son. Her kid’s father is a jerk who only dates strippers, and she’s been burned by other people. The only thing that keeps her in Lost Wages is her parents.

CDMA, your mom is lucky that have you! I cant imagine living in Vegas and being forced to be suspicious of everyone and anyone.

[dharmagirl]

She has lived in Vegas for at least 10 years. However, her parents – who are very religious – also live there. This realtor goes to their church, therefore my friend thought he was “trustworthy” and a “good Christian.”

Big mistake IMO. I’d like to think she has learned her lesson but I really dont think she has. My friend is a bit neurotic and fairly panicky. I think she is anxious to find someone to just take responsibility for her, hold her hand and tell her it will all be OK. Ugh.

I’ve tried to tell her in every, freakin’ way that I can, that you simply cant give up your own ‘personal power’ like that….that it’s important to maintain some control, be educated about what you’re doing, the process, etc.

However, whenever the conversation gets to that point she says, “so, did I tell you that my son got a gold star in art class today?”

And, yes, she has been taken by a number of people she thought she could trust. She entrusted her son to a babysitter (whom she thought was a good friend). It turns out that the woman’s teen age son was molesting her 3 year old son. Her kid’s father is a jerk who only dates strippers, and she’s been burned by other people. The only thing that keeps her in Lost Wages is her parents.

CDMA, your mom is lucky that have you! I cant imagine living in Vegas and being forced to be suspicious of everyone and anyone.

[dharmagirl]

I’m willing to be that millions of words have been written about how anyone born after WWII has had an “entitlement chip” hardwired into their brains.

The difference between, say, the Depression era folks and those who came later is that “I DESERVE this” mentality – dont you think?

It has only gotten worse in the last 10-15 years IMO.

I worked with a woman about 10 years ago. Her husband had lost his job running a car dealership. So, they immediatley lost their “dealer” cars and had to get new ones. Tina wasnt making much money, the husband was unemployed and they had two daughters who wouldnt even look at clothes unless they were designer duds.

They refused to tell the teenage girls that daddy wasnt working. Instead, they applied for about 20 credit cards and lived off Mr. MasterCard and Mrs. Visa. They used cash advances to pay the mortgage, leased new cars, etc. They even switched to Merry Maids (from the normal housekeeper) so they could pay with plastic.

Worse yet, Xmas was around the corner and they didnt want to “disappoint” the girls. Tina and her idiot husband wanted to make sure they all had a “good xmas” so they went out and rammed some cards up to the limit so the girls could have everything on their “wish lists.”

I dont have kids, so maybe I dont “get” this mentality. But I remember telling Tina, “wow…dont you think it would be better to let the girls in on the situation – which is just a reality of life – so they might pitch in more around the house and understand that life isnt always perfect?” The girls were horribly, horribly spoiled.

Tina said, “I dont want them to know what struggle is – I had to struggle for years and I wont put my girls through that.” WTF?

So, guess what? Tina and Tom eventually had to file for bankruptcy. One of the girls got pregnant and the other (last I heard) was headed to rehab for the second time.

I guess my point is that entire generations HAVE become accustomed to immediate gratification and having all that they want – regardless of how much it actually costs. Like it’s a birthright.

I think something drastic will have to happen to kind of bring everyone back down to earth when it comes to money.

[dharmagirl]

I’m willing to be that millions of words have been written about how anyone born after WWII has had an “entitlement chip” hardwired into their brains.

The difference between, say, the Depression era folks and those who came later is that “I DESERVE this” mentality – dont you think?

It has only gotten worse in the last 10-15 years IMO.

I worked with a woman about 10 years ago. Her husband had lost his job running a car dealership. So, they immediatley lost their “dealer” cars and had to get new ones. Tina wasnt making much money, the husband was unemployed and they had two daughters who wouldnt even look at clothes unless they were designer duds.

They refused to tell the teenage girls that daddy wasnt working. Instead, they applied for about 20 credit cards and lived off Mr. MasterCard and Mrs. Visa. They used cash advances to pay the mortgage, leased new cars, etc. They even switched to Merry Maids (from the normal housekeeper) so they could pay with plastic.

Worse yet, Xmas was around the corner and they didnt want to “disappoint” the girls. Tina and her idiot husband wanted to make sure they all had a “good xmas” so they went out and rammed some cards up to the limit so the girls could have everything on their “wish lists.”

I dont have kids, so maybe I dont “get” this mentality. But I remember telling Tina, “wow…dont you think it would be better to let the girls in on the situation – which is just a reality of life – so they might pitch in more around the house and understand that life isnt always perfect?” The girls were horribly, horribly spoiled.

Tina said, “I dont want them to know what struggle is – I had to struggle for years and I wont put my girls through that.” WTF?

So, guess what? Tina and Tom eventually had to file for bankruptcy. One of the girls got pregnant and the other (last I heard) was headed to rehab for the second time.

I guess my point is that entire generations HAVE become accustomed to immediate gratification and having all that they want – regardless of how much it actually costs. Like it’s a birthright.

I think something drastic will have to happen to kind of bring everyone back down to earth when it comes to money.

[dharmagirl]

I’m willing to be that millions of words have been written about how anyone born after WWII has had an “entitlement chip” hardwired into their brains.

The difference between, say, the Depression era folks and those who came later is that “I DESERVE this” mentality – dont you think?

It has only gotten worse in the last 10-15 years IMO.

I worked with a woman about 10 years ago. Her husband had lost his job running a car dealership. So, they immediatley lost their “dealer” cars and had to get new ones. Tina wasnt making much money, the husband was unemployed and they had two daughters who wouldnt even look at clothes unless they were designer duds.

They refused to tell the teenage girls that daddy wasnt working. Instead, they applied for about 20 credit cards and lived off Mr. MasterCard and Mrs. Visa. They used cash advances to pay the mortgage, leased new cars, etc. They even switched to Merry Maids (from the normal housekeeper) so they could pay with plastic.

Worse yet, Xmas was around the corner and they didnt want to “disappoint” the girls. Tina and her idiot husband wanted to make sure they all had a “good xmas” so they went out and rammed some cards up to the limit so the girls could have everything on their “wish lists.”

I dont have kids, so maybe I dont “get” this mentality. But I remember telling Tina, “wow…dont you think it would be better to let the girls in on the situation – which is just a reality of life – so they might pitch in more around the house and understand that life isnt always perfect?” The girls were horribly, horribly spoiled.

Tina said, “I dont want them to know what struggle is – I had to struggle for years and I wont put my girls through that.” WTF?

So, guess what? Tina and Tom eventually had to file for bankruptcy. One of the girls got pregnant and the other (last I heard) was headed to rehab for the second time.

I guess my point is that entire generations HAVE become accustomed to immediate gratification and having all that they want – regardless of how much it actually costs. Like it’s a birthright.

I think something drastic will have to happen to kind of bring everyone back down to earth when it comes to money.

[dharmagirl]

I’m willing to be that millions of words have been written about how anyone born after WWII has had an “entitlement chip” hardwired into their brains.

The difference between, say, the Depression era folks and those who came later is that “I DESERVE this” mentality – dont you think?

It has only gotten worse in the last 10-15 years IMO.

I worked with a woman about 10 years ago. Her husband had lost his job running a car dealership. So, they immediatley lost their “dealer” cars and had to get new ones. Tina wasnt making much money, the husband was unemployed and they had two daughters who wouldnt even look at clothes unless they were designer duds.

They refused to tell the teenage girls that daddy wasnt working. Instead, they applied for about 20 credit cards and lived off Mr. MasterCard and Mrs. Visa. They used cash advances to pay the mortgage, leased new cars, etc. They even switched to Merry Maids (from the normal housekeeper) so they could pay with plastic.

Worse yet, Xmas was around the corner and they didnt want to “disappoint” the girls. Tina and her idiot husband wanted to make sure they all had a “good xmas” so they went out and rammed some cards up to the limit so the girls could have everything on their “wish lists.”

I dont have kids, so maybe I dont “get” this mentality. But I remember telling Tina, “wow…dont you think it would be better to let the girls in on the situation – which is just a reality of life – so they might pitch in more around the house and understand that life isnt always perfect?” The girls were horribly, horribly spoiled.

Tina said, “I dont want them to know what struggle is – I had to struggle for years and I wont put my girls through that.” WTF?

So, guess what? Tina and Tom eventually had to file for bankruptcy. One of the girls got pregnant and the other (last I heard) was headed to rehab for the second time.

I guess my point is that entire generations HAVE become accustomed to immediate gratification and having all that they want – regardless of how much it actually costs. Like it’s a birthright.

I think something drastic will have to happen to kind of bring everyone back down to earth when it comes to money.

[dharmagirl]

I’m willing to be that millions of words have been written about how anyone born after WWII has had an “entitlement chip” hardwired into their brains.

The difference between, say, the Depression era folks and those who came later is that “I DESERVE this” mentality – dont you think?

It has only gotten worse in the last 10-15 years IMO.

I worked with a woman about 10 years ago. Her husband had lost his job running a car dealership. So, they immediatley lost their “dealer” cars and had to get new ones. Tina wasnt making much money, the husband was unemployed and they had two daughters who wouldnt even look at clothes unless they were designer duds.

They refused to tell the teenage girls that daddy wasnt working. Instead, they applied for about 20 credit cards and lived off Mr. MasterCard and Mrs. Visa. They used cash advances to pay the mortgage, leased new cars, etc. They even switched to Merry Maids (from the normal housekeeper) so they could pay with plastic.

Worse yet, Xmas was around the corner and they didnt want to “disappoint” the girls. Tina and her idiot husband wanted to make sure they all had a “good xmas” so they went out and rammed some cards up to the limit so the girls could have everything on their “wish lists.”

I dont have kids, so maybe I dont “get” this mentality. But I remember telling Tina, “wow…dont you think it would be better to let the girls in on the situation – which is just a reality of life – so they might pitch in more around the house and understand that life isnt always perfect?” The girls were horribly, horribly spoiled.

Tina said, “I dont want them to know what struggle is – I had to struggle for years and I wont put my girls through that.” WTF?

So, guess what? Tina and Tom eventually had to file for bankruptcy. One of the girls got pregnant and the other (last I heard) was headed to rehab for the second time.

I guess my point is that entire generations HAVE become accustomed to immediate gratification and having all that they want – regardless of how much it actually costs. Like it’s a birthright.

I think something drastic will have to happen to kind of bring everyone back down to earth when it comes to money.

[dharmagirl]

A quick update re my friend in Vegas.

She allegedly called her realtor and said she wanted out of the contract. He tried to bully her, threatening that she would lose her deposit given to the title co, that she was “making the biggest mistake of her life”, etc.

She told him that she’d rather lose $1500 than make a $205K mistake.”

So, she drove over to his office to pick up her paperwork. This guy had copies of all of her personal records. After making her wait for over an hour, he finally handed the paperwork over.

Guess what? i dont think she was even in escrow. Just as I suspected, he could not find someone to underwrite the loan. There was a notice dated May 30 that said, “cannot underwrite.”

She also found that the realtor had forged her name on a number of documents – including a waived right to inspection and something agreeing to a loan with 7% interest.

Needless to say my friend is pretty shaken by all of this. SHe keeps saying, “but he told me he was going to take care of me and look out for my interests.”

LV Renter, I passed on your feedback. She still wants to buy. Her next step is to go to her credit union – someone there offered to help her try to get the $1500 back and look for a loan.

This is all so weird. This slimebag is a friend of her family’s and goes to the same church. Guess he’s missing a moral center. Probably goes to church to network and find other ‘marks.’

Ugh.

[dharmagirl]

A quick update re my friend in Vegas.

She allegedly called her realtor and said she wanted out of the contract. He tried to bully her, threatening that she would lose her deposit given to the title co, that she was “making the biggest mistake of her life”, etc.

She told him that she’d rather lose $1500 than make a $205K mistake.”

So, she drove over to his office to pick up her paperwork. This guy had copies of all of her personal records. After making her wait for over an hour, he finally handed the paperwork over.

Guess what? i dont think she was even in escrow. Just as I suspected, he could not find someone to underwrite the loan. There was a notice dated May 30 that said, “cannot underwrite.”

She also found that the realtor had forged her name on a number of documents – including a waived right to inspection and something agreeing to a loan with 7% interest.

Needless to say my friend is pretty shaken by all of this. SHe keeps saying, “but he told me he was going to take care of me and look out for my interests.”

LV Renter, I passed on your feedback. She still wants to buy. Her next step is to go to her credit union – someone there offered to help her try to get the $1500 back and look for a loan.

This is all so weird. This slimebag is a friend of her family’s and goes to the same church. Guess he’s missing a moral center. Probably goes to church to network and find other ‘marks.’

Ugh.

[dharmagirl]

A quick update re my friend in Vegas.

She allegedly called her realtor and said she wanted out of the contract. He tried to bully her, threatening that she would lose her deposit given to the title co, that she was “making the biggest mistake of her life”, etc.

She told him that she’d rather lose $1500 than make a $205K mistake.”

So, she drove over to his office to pick up her paperwork. This guy had copies of all of her personal records. After making her wait for over an hour, he finally handed the paperwork over.

Guess what? i dont think she was even in escrow. Just as I suspected, he could not find someone to underwrite the loan. There was a notice dated May 30 that said, “cannot underwrite.”

She also found that the realtor had forged her name on a number of documents – including a waived right to inspection and something agreeing to a loan with 7% interest.

Needless to say my friend is pretty shaken by all of this. SHe keeps saying, “but he told me he was going to take care of me and look out for my interests.”

LV Renter, I passed on your feedback. She still wants to buy. Her next step is to go to her credit union – someone there offered to help her try to get the $1500 back and look for a loan.

This is all so weird. This slimebag is a friend of her family’s and goes to the same church. Guess he’s missing a moral center. Probably goes to church to network and find other ‘marks.’

Ugh.

[dharmagirl]

A quick update re my friend in Vegas.

She allegedly called her realtor and said she wanted out of the contract. He tried to bully her, threatening that she would lose her deposit given to the title co, that she was “making the biggest mistake of her life”, etc.

She told him that she’d rather lose $1500 than make a $205K mistake.”

So, she drove over to his office to pick up her paperwork. This guy had copies of all of her personal records. After making her wait for over an hour, he finally handed the paperwork over.

Guess what? i dont think she was even in escrow. Just as I suspected, he could not find someone to underwrite the loan. There was a notice dated May 30 that said, “cannot underwrite.”

She also found that the realtor had forged her name on a number of documents – including a waived right to inspection and something agreeing to a loan with 7% interest.

Needless to say my friend is pretty shaken by all of this. SHe keeps saying, “but he told me he was going to take care of me and look out for my interests.”

LV Renter, I passed on your feedback. She still wants to buy. Her next step is to go to her credit union – someone there offered to help her try to get the $1500 back and look for a loan.

This is all so weird. This slimebag is a friend of her family’s and goes to the same church. Guess he’s missing a moral center. Probably goes to church to network and find other ‘marks.’

Ugh.

[dharmagirl]

A quick update re my friend in Vegas.

She allegedly called her realtor and said she wanted out of the contract. He tried to bully her, threatening that she would lose her deposit given to the title co, that she was “making the biggest mistake of her life”, etc.

She told him that she’d rather lose $1500 than make a $205K mistake.”

So, she drove over to his office to pick up her paperwork. This guy had copies of all of her personal records. After making her wait for over an hour, he finally handed the paperwork over.

Guess what? i dont think she was even in escrow. Just as I suspected, he could not find someone to underwrite the loan. There was a notice dated May 30 that said, “cannot underwrite.”

She also found that the realtor had forged her name on a number of documents – including a waived right to inspection and something agreeing to a loan with 7% interest.

Needless to say my friend is pretty shaken by all of this. SHe keeps saying, “but he told me he was going to take care of me and look out for my interests.”

LV Renter, I passed on your feedback. She still wants to buy. Her next step is to go to her credit union – someone there offered to help her try to get the $1500 back and look for a loan.

This is all so weird. This slimebag is a friend of her family’s and goes to the same church. Guess he’s missing a moral center. Probably goes to church to network and find other ‘marks.’

Ugh.

[Author]

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