Help… Should we sell, or stay???

[teatsonabull]

OT a bit but germane to the OP-Just out of curiosity, why do so many people homeschool in SD County? Especially the well-to-do? There appear to be some very good public and private schools in the county, no?

[UCGal]

To your OT comment:
I don’t homeschool but have friends that do. In every case it’s because their kids are special needs. One has a son that has CP. Another has a daughter with asbergers. They weren’t satisfied with the programs that the public school offered – felt their kids needs full, rigorous, challenging education that their special needs were preventing in the public schools. In the case of the girl with asbergers – she was labeled as a “problem child” and they focused on her behavior and completely dropped the academics… I’m sure it was one bad teacher – but it was enough to have my friend pull her from the school.

[UCGal]

To your OT comment:
I don’t homeschool but have friends that do. In every case it’s because their kids are special needs. One has a son that has CP. Another has a daughter with asbergers. They weren’t satisfied with the programs that the public school offered – felt their kids needs full, rigorous, challenging education that their special needs were preventing in the public schools. In the case of the girl with asbergers – she was labeled as a “problem child” and they focused on her behavior and completely dropped the academics… I’m sure it was one bad teacher – but it was enough to have my friend pull her from the school.

[UCGal]

To your OT comment:
I don’t homeschool but have friends that do. In every case it’s because their kids are special needs. One has a son that has CP. Another has a daughter with asbergers. They weren’t satisfied with the programs that the public school offered – felt their kids needs full, rigorous, challenging education that their special needs were preventing in the public schools. In the case of the girl with asbergers – she was labeled as a “problem child” and they focused on her behavior and completely dropped the academics… I’m sure it was one bad teacher – but it was enough to have my friend pull her from the school.

[UCGal]

To your OT comment:
I don’t homeschool but have friends that do. In every case it’s because their kids are special needs. One has a son that has CP. Another has a daughter with asbergers. They weren’t satisfied with the programs that the public school offered – felt their kids needs full, rigorous, challenging education that their special needs were preventing in the public schools. In the case of the girl with asbergers – she was labeled as a “problem child” and they focused on her behavior and completely dropped the academics… I’m sure it was one bad teacher – but it was enough to have my friend pull her from the school.

[UCGal]

To your OT comment:
I don’t homeschool but have friends that do. In every case it’s because their kids are special needs. One has a son that has CP. Another has a daughter with asbergers. They weren’t satisfied with the programs that the public school offered – felt their kids needs full, rigorous, challenging education that their special needs were preventing in the public schools. In the case of the girl with asbergers – she was labeled as a “problem child” and they focused on her behavior and completely dropped the academics… I’m sure it was one bad teacher – but it was enough to have my friend pull her from the school.

[TemekuT]

Homeschool2boys – My comments come from a different place than many others here. I am the mom of a 31 year old and look back from the perspective of one who raised a successful and well-adjusted child. You and your wife are absolutely doing the best for the boys by home-schooling them. Contrary to what many believe (without facts and based on their prejudice for socialization at the exclusion of excellence) your children have a greater chance of excellence mentally, morally, and spiritually, as well as a unique opportunity to pursue their passions at an early age, by your home-schooling sacrifice.

If your wife were to go to work outside the home, I believe you would have 2 very stressed children due to their unique issues, which would make your wife stressed, which would spill onto you.

As far as the house, do you think it’s a good idea to disrupt your children by moving? I would counsel you to take a step backwards and refinance to a 30 year loan and then cut back on your work load.

I encounter so many parents who torture themselves with the belief that their children have no future unless they attend a prestigious university that will cost hundreds of thousands of dollars. If that were the case, all of my family should be failures with our Community College or State or UC degrees. Somehow we are all doing anywhere from o.k. to “OMG can you believe how successful he/she is?” in spite of nary an Ivy League diploma among the lot. Your kids will be successful if you nurture the inner fire in them. A degree can’t do that, it is the quest for excellence instilled in early life that determines later success.

Regarding that blood pressure – I keep mine in check by walking. Not gym workouts, walking. A few miles several days per week, where I can relax and let my mind wander, does more for me than miles logged on a treadmill. I also take time for a couple of yoga sessions weekly.

I realize it’s difficult to feel that you are losing ground financially because of your decisions in favor of your family. Choose family over career; your rewards are greater long-term.

[TemekuT]

Homeschool2boys – My comments come from a different place than many others here. I am the mom of a 31 year old and look back from the perspective of one who raised a successful and well-adjusted child. You and your wife are absolutely doing the best for the boys by home-schooling them. Contrary to what many believe (without facts and based on their prejudice for socialization at the exclusion of excellence) your children have a greater chance of excellence mentally, morally, and spiritually, as well as a unique opportunity to pursue their passions at an early age, by your home-schooling sacrifice.

If your wife were to go to work outside the home, I believe you would have 2 very stressed children due to their unique issues, which would make your wife stressed, which would spill onto you.

As far as the house, do you think it’s a good idea to disrupt your children by moving? I would counsel you to take a step backwards and refinance to a 30 year loan and then cut back on your work load.

I encounter so many parents who torture themselves with the belief that their children have no future unless they attend a prestigious university that will cost hundreds of thousands of dollars. If that were the case, all of my family should be failures with our Community College or State or UC degrees. Somehow we are all doing anywhere from o.k. to “OMG can you believe how successful he/she is?” in spite of nary an Ivy League diploma among the lot. Your kids will be successful if you nurture the inner fire in them. A degree can’t do that, it is the quest for excellence instilled in early life that determines later success.

Regarding that blood pressure – I keep mine in check by walking. Not gym workouts, walking. A few miles several days per week, where I can relax and let my mind wander, does more for me than miles logged on a treadmill. I also take time for a couple of yoga sessions weekly.

I realize it’s difficult to feel that you are losing ground financially because of your decisions in favor of your family. Choose family over career; your rewards are greater long-term.

[TemekuT]

Homeschool2boys – My comments come from a different place than many others here. I am the mom of a 31 year old and look back from the perspective of one who raised a successful and well-adjusted child. You and your wife are absolutely doing the best for the boys by home-schooling them. Contrary to what many believe (without facts and based on their prejudice for socialization at the exclusion of excellence) your children have a greater chance of excellence mentally, morally, and spiritually, as well as a unique opportunity to pursue their passions at an early age, by your home-schooling sacrifice.

If your wife were to go to work outside the home, I believe you would have 2 very stressed children due to their unique issues, which would make your wife stressed, which would spill onto you.

As far as the house, do you think it’s a good idea to disrupt your children by moving? I would counsel you to take a step backwards and refinance to a 30 year loan and then cut back on your work load.

I encounter so many parents who torture themselves with the belief that their children have no future unless they attend a prestigious university that will cost hundreds of thousands of dollars. If that were the case, all of my family should be failures with our Community College or State or UC degrees. Somehow we are all doing anywhere from o.k. to “OMG can you believe how successful he/she is?” in spite of nary an Ivy League diploma among the lot. Your kids will be successful if you nurture the inner fire in them. A degree can’t do that, it is the quest for excellence instilled in early life that determines later success.

Regarding that blood pressure – I keep mine in check by walking. Not gym workouts, walking. A few miles several days per week, where I can relax and let my mind wander, does more for me than miles logged on a treadmill. I also take time for a couple of yoga sessions weekly.

I realize it’s difficult to feel that you are losing ground financially because of your decisions in favor of your family. Choose family over career; your rewards are greater long-term.

[TemekuT]

Homeschool2boys – My comments come from a different place than many others here. I am the mom of a 31 year old and look back from the perspective of one who raised a successful and well-adjusted child. You and your wife are absolutely doing the best for the boys by home-schooling them. Contrary to what many believe (without facts and based on their prejudice for socialization at the exclusion of excellence) your children have a greater chance of excellence mentally, morally, and spiritually, as well as a unique opportunity to pursue their passions at an early age, by your home-schooling sacrifice.

If your wife were to go to work outside the home, I believe you would have 2 very stressed children due to their unique issues, which would make your wife stressed, which would spill onto you.

As far as the house, do you think it’s a good idea to disrupt your children by moving? I would counsel you to take a step backwards and refinance to a 30 year loan and then cut back on your work load.

I encounter so many parents who torture themselves with the belief that their children have no future unless they attend a prestigious university that will cost hundreds of thousands of dollars. If that were the case, all of my family should be failures with our Community College or State or UC degrees. Somehow we are all doing anywhere from o.k. to “OMG can you believe how successful he/she is?” in spite of nary an Ivy League diploma among the lot. Your kids will be successful if you nurture the inner fire in them. A degree can’t do that, it is the quest for excellence instilled in early life that determines later success.

Regarding that blood pressure – I keep mine in check by walking. Not gym workouts, walking. A few miles several days per week, where I can relax and let my mind wander, does more for me than miles logged on a treadmill. I also take time for a couple of yoga sessions weekly.

I realize it’s difficult to feel that you are losing ground financially because of your decisions in favor of your family. Choose family over career; your rewards are greater long-term.

[TemekuT]

Homeschool2boys – My comments come from a different place than many others here. I am the mom of a 31 year old and look back from the perspective of one who raised a successful and well-adjusted child. You and your wife are absolutely doing the best for the boys by home-schooling them. Contrary to what many believe (without facts and based on their prejudice for socialization at the exclusion of excellence) your children have a greater chance of excellence mentally, morally, and spiritually, as well as a unique opportunity to pursue their passions at an early age, by your home-schooling sacrifice.

If your wife were to go to work outside the home, I believe you would have 2 very stressed children due to their unique issues, which would make your wife stressed, which would spill onto you.

As far as the house, do you think it’s a good idea to disrupt your children by moving? I would counsel you to take a step backwards and refinance to a 30 year loan and then cut back on your work load.

I encounter so many parents who torture themselves with the belief that their children have no future unless they attend a prestigious university that will cost hundreds of thousands of dollars. If that were the case, all of my family should be failures with our Community College or State or UC degrees. Somehow we are all doing anywhere from o.k. to “OMG can you believe how successful he/she is?” in spite of nary an Ivy League diploma among the lot. Your kids will be successful if you nurture the inner fire in them. A degree can’t do that, it is the quest for excellence instilled in early life that determines later success.

Regarding that blood pressure – I keep mine in check by walking. Not gym workouts, walking. A few miles several days per week, where I can relax and let my mind wander, does more for me than miles logged on a treadmill. I also take time for a couple of yoga sessions weekly.

I realize it’s difficult to feel that you are losing ground financially because of your decisions in favor of your family. Choose family over career; your rewards are greater long-term.

[Homeschool2Boys]

When we bought the house, I thought the mortgage was doable. I was working maybe 60 hours per week at the time. However, a few years ago I started a side business running clinical trials for pharmaceutical companies, and burned up a couple hundred thousand trying to make it work. Realized too late that I am not an entrepreneur – hated the business development and managing the staff. It is only in the past few months that I have paid off all my debt – hence, the 80-90 hour weeks, which I could now cut back to maybe 60 if we are careful with our spending. We had also taken out some of our home equity to remodel, which I have also just finished paying off. So, I am now back to no debt (NO DEBT – no car loans, no HELOC…!) with the exception of this first mortgage. I guess being in this current situation, back to square one, is what is causing me to rethink how I want to live. I could cut back on my hours now, but the idea of no mortgage is enticing, so we may test the market just to see if anyone is interested in our house for what we would want for it. Then, I could increase my savings quite a bit for college and retirement… I am not comfortable with so much of our net worth tied up in the home, with the market seemingly only going down… it seems like it would be a lot less risky with a cheaper house, and more diversity in my portfolio (we have a few hundred thousand in 401K (mostly my wife’s 🙂 ) but that’s it, besides our emergency fund…

[Homeschool2Boys]

When we bought the house, I thought the mortgage was doable. I was working maybe 60 hours per week at the time. However, a few years ago I started a side business running clinical trials for pharmaceutical companies, and burned up a couple hundred thousand trying to make it work. Realized too late that I am not an entrepreneur – hated the business development and managing the staff. It is only in the past few months that I have paid off all my debt – hence, the 80-90 hour weeks, which I could now cut back to maybe 60 if we are careful with our spending. We had also taken out some of our home equity to remodel, which I have also just finished paying off. So, I am now back to no debt (NO DEBT – no car loans, no HELOC…!) with the exception of this first mortgage. I guess being in this current situation, back to square one, is what is causing me to rethink how I want to live. I could cut back on my hours now, but the idea of no mortgage is enticing, so we may test the market just to see if anyone is interested in our house for what we would want for it. Then, I could increase my savings quite a bit for college and retirement… I am not comfortable with so much of our net worth tied up in the home, with the market seemingly only going down… it seems like it would be a lot less risky with a cheaper house, and more diversity in my portfolio (we have a few hundred thousand in 401K (mostly my wife’s 🙂 ) but that’s it, besides our emergency fund…

[Homeschool2Boys]

When we bought the house, I thought the mortgage was doable. I was working maybe 60 hours per week at the time. However, a few years ago I started a side business running clinical trials for pharmaceutical companies, and burned up a couple hundred thousand trying to make it work. Realized too late that I am not an entrepreneur – hated the business development and managing the staff. It is only in the past few months that I have paid off all my debt – hence, the 80-90 hour weeks, which I could now cut back to maybe 60 if we are careful with our spending. We had also taken out some of our home equity to remodel, which I have also just finished paying off. So, I am now back to no debt (NO DEBT – no car loans, no HELOC…!) with the exception of this first mortgage. I guess being in this current situation, back to square one, is what is causing me to rethink how I want to live. I could cut back on my hours now, but the idea of no mortgage is enticing, so we may test the market just to see if anyone is interested in our house for what we would want for it. Then, I could increase my savings quite a bit for college and retirement… I am not comfortable with so much of our net worth tied up in the home, with the market seemingly only going down… it seems like it would be a lot less risky with a cheaper house, and more diversity in my portfolio (we have a few hundred thousand in 401K (mostly my wife’s 🙂 ) but that’s it, besides our emergency fund…

[Homeschool2Boys]

When we bought the house, I thought the mortgage was doable. I was working maybe 60 hours per week at the time. However, a few years ago I started a side business running clinical trials for pharmaceutical companies, and burned up a couple hundred thousand trying to make it work. Realized too late that I am not an entrepreneur – hated the business development and managing the staff. It is only in the past few months that I have paid off all my debt – hence, the 80-90 hour weeks, which I could now cut back to maybe 60 if we are careful with our spending. We had also taken out some of our home equity to remodel, which I have also just finished paying off. So, I am now back to no debt (NO DEBT – no car loans, no HELOC…!) with the exception of this first mortgage. I guess being in this current situation, back to square one, is what is causing me to rethink how I want to live. I could cut back on my hours now, but the idea of no mortgage is enticing, so we may test the market just to see if anyone is interested in our house for what we would want for it. Then, I could increase my savings quite a bit for college and retirement… I am not comfortable with so much of our net worth tied up in the home, with the market seemingly only going down… it seems like it would be a lot less risky with a cheaper house, and more diversity in my portfolio (we have a few hundred thousand in 401K (mostly my wife’s 🙂 ) but that’s it, besides our emergency fund…

[Author]

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