Employer’s increased use of credit check

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[quote=paramount][quote=UCGal]
It’s not sudden for me… I’ve been frugal (some would say cheap) for decades. I plan on spending like crazy in my retirement (travel)… but first I have to go through the decades of being cheap – saving for that retirement.[/quote]

Frugality is for those who LOVE money.

For where your treasure is, there your heart will be also…Matthew 6:19[/quote]

Dude, what’s your freaking problem? CBad 9:10

[scaredyclassic]

a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.

[scaredyclassic]

a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.

[scaredyclassic]

a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.

[scaredyclassic]

a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.

[scaredyclassic]

a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.

[meadandale]

Even though it’s controversial the use of credit checks in employment makes sense when you consider it from the employers standpoint.

Your credit score is a general reflection of your ability to manage your finances. Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.

In general, according to statistics I’ve seen from people in HR, people who poorly manage their finances and are having money problems are more likely to miss work, show up late and steal from the company.

I have a friend who is two months behind on rent and is begging for money on facebook (posting his paypal account link for ‘donations’). He’s solidly middle class and educated but makes one bad decision after another. What kind of credit score do you think he has?

[meadandale]

Even though it’s controversial the use of credit checks in employment makes sense when you consider it from the employers standpoint.

Your credit score is a general reflection of your ability to manage your finances. Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.

In general, according to statistics I’ve seen from people in HR, people who poorly manage their finances and are having money problems are more likely to miss work, show up late and steal from the company.

I have a friend who is two months behind on rent and is begging for money on facebook (posting his paypal account link for ‘donations’). He’s solidly middle class and educated but makes one bad decision after another. What kind of credit score do you think he has?

[meadandale]

Even though it’s controversial the use of credit checks in employment makes sense when you consider it from the employers standpoint.

Your credit score is a general reflection of your ability to manage your finances. Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.

In general, according to statistics I’ve seen from people in HR, people who poorly manage their finances and are having money problems are more likely to miss work, show up late and steal from the company.

I have a friend who is two months behind on rent and is begging for money on facebook (posting his paypal account link for ‘donations’). He’s solidly middle class and educated but makes one bad decision after another. What kind of credit score do you think he has?

[meadandale]

Even though it’s controversial the use of credit checks in employment makes sense when you consider it from the employers standpoint.

Your credit score is a general reflection of your ability to manage your finances. Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.

In general, according to statistics I’ve seen from people in HR, people who poorly manage their finances and are having money problems are more likely to miss work, show up late and steal from the company.

I have a friend who is two months behind on rent and is begging for money on facebook (posting his paypal account link for ‘donations’). He’s solidly middle class and educated but makes one bad decision after another. What kind of credit score do you think he has?

[meadandale]

Even though it’s controversial the use of credit checks in employment makes sense when you consider it from the employers standpoint.

Your credit score is a general reflection of your ability to manage your finances. Yes, there will be the oddballs who pay cash and don’t use credit and thus have a low credit score that doesn’t reflect their financial acumen but seriously, what percentage of people fall into that category? I’d estimate well under 1%.

In general, according to statistics I’ve seen from people in HR, people who poorly manage their finances and are having money problems are more likely to miss work, show up late and steal from the company.

I have a friend who is two months behind on rent and is begging for money on facebook (posting his paypal account link for ‘donations’). He’s solidly middle class and educated but makes one bad decision after another. What kind of credit score do you think he has?

[paramount]

[quote=walterwhite]a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.[/quote]

This is a ridiculous statement, there are many people who are scoundrels and have bad credit. But in case you haven’t heard, a lot people have lost their jobs lately. For many, if you don’t have income, YOU CAN’T PAY ALL OF YOUR BILLS!

Does that make them odd?

Not everybody is as perfect as you WW.

Try cutting people some slack once in a while.

If a credit report shows a long history of not paying bills, that’s one thing. But if it’s due to a recent job loss, or maybe due to a medical problem that’s another.

[paramount]

[quote=walterwhite]a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.[/quote]

This is a ridiculous statement, there are many people who are scoundrels and have bad credit. But in case you haven’t heard, a lot people have lost their jobs lately. For many, if you don’t have income, YOU CAN’T PAY ALL OF YOUR BILLS!

Does that make them odd?

Not everybody is as perfect as you WW.

Try cutting people some slack once in a while.

If a credit report shows a long history of not paying bills, that’s one thing. But if it’s due to a recent job loss, or maybe due to a medical problem that’s another.

[paramount]

[quote=walterwhite]a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.[/quote]

This is a ridiculous statement, there are many people who are scoundrels and have bad credit. But in case you haven’t heard, a lot people have lost their jobs lately. For many, if you don’t have income, YOU CAN’T PAY ALL OF YOUR BILLS!

Does that make them odd?

Not everybody is as perfect as you WW.

Try cutting people some slack once in a while.

If a credit report shows a long history of not paying bills, that’s one thing. But if it’s due to a recent job loss, or maybe due to a medical problem that’s another.

[paramount]

[quote=walterwhite]a person who eschews debt is odd and maybe the businesses are just trying to weed out anyone odd.[/quote]

This is a ridiculous statement, there are many people who are scoundrels and have bad credit. But in case you haven’t heard, a lot people have lost their jobs lately. For many, if you don’t have income, YOU CAN’T PAY ALL OF YOUR BILLS!

Does that make them odd?

Not everybody is as perfect as you WW.

Try cutting people some slack once in a while.

If a credit report shows a long history of not paying bills, that’s one thing. But if it’s due to a recent job loss, or maybe due to a medical problem that’s another.

[Author]

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