can’t beat them join them?

[smshorttimer]

[quote=sdcellar][quote=nocommonsense]Vacations are over rated. We prefer staycations :)[/quote]I’m definitely not trying to convince you otherwise, but for our family, it’s definitely the opposite. My wife says we can get as nice a house as I want, but we better still be able to take nice vacations!

To put into perspective, that means I have roughly $40,000 less to spend on my house. Ouch.[/quote]

I dig nocommonsense for being a good sport and for not possessing a thick skin, unlike some others who have sought “advice” here. But I have to go with sdc. A few years ago my family took a trip to Oregon that could have been certified a disaster of sorts – stomach flu for all, parking tickets, rental car issues etc. But three years later, I’m really glad we went, and I really like my shot of Multnomah Falls that’s hanging in the hallway.

If I had your buying power, I’d be tempted to buy into that next level, but I’d really try to be more conservative. That’s what I’m trying to do in my own search, but it’s harder with our limits.

[SD Realtor]

I am pretty impressed to see cordiality on both sides here. Reading all the different entries shows vast differentials in perceptions. I would have to agree that at least for me “personally” the percentage of cash I take home that goes to the mortgage is higher then I would be comfortable with. However it is not about me, it is about the original poster and as he said, his priority is the home and the lifestyle. It may not be my priority (although it is my wifes) and although it is not many posters here, it is his and congrats to lots of you guys for not burying the poster because of his priority. Also congrats to the poster for listening to the input and not getting overly defensive or harsh.

To each his own, personally it is a bit to much for me but if it works for you, try to get the best deal you can.

[SD Realtor]

I am pretty impressed to see cordiality on both sides here. Reading all the different entries shows vast differentials in perceptions. I would have to agree that at least for me “personally” the percentage of cash I take home that goes to the mortgage is higher then I would be comfortable with. However it is not about me, it is about the original poster and as he said, his priority is the home and the lifestyle. It may not be my priority (although it is my wifes) and although it is not many posters here, it is his and congrats to lots of you guys for not burying the poster because of his priority. Also congrats to the poster for listening to the input and not getting overly defensive or harsh.

To each his own, personally it is a bit to much for me but if it works for you, try to get the best deal you can.

[SD Realtor]

I am pretty impressed to see cordiality on both sides here. Reading all the different entries shows vast differentials in perceptions. I would have to agree that at least for me “personally” the percentage of cash I take home that goes to the mortgage is higher then I would be comfortable with. However it is not about me, it is about the original poster and as he said, his priority is the home and the lifestyle. It may not be my priority (although it is my wifes) and although it is not many posters here, it is his and congrats to lots of you guys for not burying the poster because of his priority. Also congrats to the poster for listening to the input and not getting overly defensive or harsh.

To each his own, personally it is a bit to much for me but if it works for you, try to get the best deal you can.

[SD Realtor]

I am pretty impressed to see cordiality on both sides here. Reading all the different entries shows vast differentials in perceptions. I would have to agree that at least for me “personally” the percentage of cash I take home that goes to the mortgage is higher then I would be comfortable with. However it is not about me, it is about the original poster and as he said, his priority is the home and the lifestyle. It may not be my priority (although it is my wifes) and although it is not many posters here, it is his and congrats to lots of you guys for not burying the poster because of his priority. Also congrats to the poster for listening to the input and not getting overly defensive or harsh.

To each his own, personally it is a bit to much for me but if it works for you, try to get the best deal you can.

[SD Realtor]

I am pretty impressed to see cordiality on both sides here. Reading all the different entries shows vast differentials in perceptions. I would have to agree that at least for me “personally” the percentage of cash I take home that goes to the mortgage is higher then I would be comfortable with. However it is not about me, it is about the original poster and as he said, his priority is the home and the lifestyle. It may not be my priority (although it is my wifes) and although it is not many posters here, it is his and congrats to lots of you guys for not burying the poster because of his priority. Also congrats to the poster for listening to the input and not getting overly defensive or harsh.

To each his own, personally it is a bit to much for me but if it works for you, try to get the best deal you can.

[an]

SD R, I’m with you on being very surprised and impressed by the cordiality on this thread as well. Hopefully this is how it’ll be from now on. I’m also with you on 40+% of take home as being high, in and of itself. However, he did state that they’re on single income and he’s still contributing to 401k and HSA (assuming maxing out the $15500). We don’t know what his wife’s work situation is. Maybe she has the capability of going back to work if things gets tough. I personally think they have more income growth potential and are more conservative than most who are dual income and are at 30-40% of their take home. You’re also right that we all have our own comfort zone and just because someone has a different comfort zone that we do doesn’t mean that they’re wrong. Everyone’s life style is different and only they truly know what they’re truly comfortable with.

[an]

SD R, I’m with you on being very surprised and impressed by the cordiality on this thread as well. Hopefully this is how it’ll be from now on. I’m also with you on 40+% of take home as being high, in and of itself. However, he did state that they’re on single income and he’s still contributing to 401k and HSA (assuming maxing out the $15500). We don’t know what his wife’s work situation is. Maybe she has the capability of going back to work if things gets tough. I personally think they have more income growth potential and are more conservative than most who are dual income and are at 30-40% of their take home. You’re also right that we all have our own comfort zone and just because someone has a different comfort zone that we do doesn’t mean that they’re wrong. Everyone’s life style is different and only they truly know what they’re truly comfortable with.

[an]

SD R, I’m with you on being very surprised and impressed by the cordiality on this thread as well. Hopefully this is how it’ll be from now on. I’m also with you on 40+% of take home as being high, in and of itself. However, he did state that they’re on single income and he’s still contributing to 401k and HSA (assuming maxing out the $15500). We don’t know what his wife’s work situation is. Maybe she has the capability of going back to work if things gets tough. I personally think they have more income growth potential and are more conservative than most who are dual income and are at 30-40% of their take home. You’re also right that we all have our own comfort zone and just because someone has a different comfort zone that we do doesn’t mean that they’re wrong. Everyone’s life style is different and only they truly know what they’re truly comfortable with.

[an]

SD R, I’m with you on being very surprised and impressed by the cordiality on this thread as well. Hopefully this is how it’ll be from now on. I’m also with you on 40+% of take home as being high, in and of itself. However, he did state that they’re on single income and he’s still contributing to 401k and HSA (assuming maxing out the $15500). We don’t know what his wife’s work situation is. Maybe she has the capability of going back to work if things gets tough. I personally think they have more income growth potential and are more conservative than most who are dual income and are at 30-40% of their take home. You’re also right that we all have our own comfort zone and just because someone has a different comfort zone that we do doesn’t mean that they’re wrong. Everyone’s life style is different and only they truly know what they’re truly comfortable with.

[an]

SD R, I’m with you on being very surprised and impressed by the cordiality on this thread as well. Hopefully this is how it’ll be from now on. I’m also with you on 40+% of take home as being high, in and of itself. However, he did state that they’re on single income and he’s still contributing to 401k and HSA (assuming maxing out the $15500). We don’t know what his wife’s work situation is. Maybe she has the capability of going back to work if things gets tough. I personally think they have more income growth potential and are more conservative than most who are dual income and are at 30-40% of their take home. You’re also right that we all have our own comfort zone and just because someone has a different comfort zone that we do doesn’t mean that they’re wrong. Everyone’s life style is different and only they truly know what they’re truly comfortable with.

[scaredyclassic]

i intend to be more cordial in everything i do at all times from this point forward.

but now that i think about it, maybe you better not buy that house…at least sleep on it.

[scaredyclassic]

i intend to be more cordial in everything i do at all times from this point forward.

but now that i think about it, maybe you better not buy that house…at least sleep on it.

[scaredyclassic]

i intend to be more cordial in everything i do at all times from this point forward.

but now that i think about it, maybe you better not buy that house…at least sleep on it.

[scaredyclassic]

i intend to be more cordial in everything i do at all times from this point forward.

but now that i think about it, maybe you better not buy that house…at least sleep on it.

[Author]

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