You love calling BS, but you calling it so quickly all the time is BS.
I call BS on you.
Yes, a tax deduction is nice, but who cares about the deduction in this case.
For example, let’s say this “program” actually works (I’m not convinced either way yet).
It would NOT be smart to pay off the mortgage early (if you could). The best thing to do would be continue to pay the monthly payment for 10 years (1/3 of a 30 year mortgage) claiming the deduction during that time, at only 6% (give or take) and putting that lump sum money elsewhere (assuming it could beat 6%). At the end of the 10 years you could take that payment you would have been paying to the bank and invest it.
