Assuming that your income qualifies for a full doc loan, at the minimum I need to know your mid credit score, current house value and loan amount.
I also need to know if it’s a house or condo/townhouse and if you are only refinancing a 1st, or if you have a 2nd or HELOC.
If it’s just a first, do you want more than $2000 out, or just refi existing balance & costs.
If it’s a condo, the property may not qualify for a loan at all.
I also need to know that you know the difference between a no point loan and a no cost loan, which apparently you do.
Title & escrow closing costs depend on loan amount.
Anyone who answers your question without the info I have requested cannot be trusted! . HLS
