When I was single I didn’t hardly have two dimes to rub together. Been married 22 years and I can say, two people that work together can have more and save more, though the saving part is still really difficult. My wife and I both work, making about the same salary each. We have the same goal now that we are middle aged, still have fun, but save more for retirement. I think the hardest thing for us is to balance saving money, with trying to enjoy life by having vacations and other material things. We tried to save when we were younger, but with paying mortgage, eating and all the other things, we didn’t save as much as we should have. We are doing better now, but still have some catching up to do. Was it Mark Twain that said “life is what happens while you’re making plans”. I think that’s really true.