We had the same problem. Of course real estate was only part of the problem, but anyway we chucked North county coastal and moved to the Boston area 2 years back. It’s not as cold as the mid-west, where I have spent some time. But you do get a lot of snow here. Anyway, the schools in many areas are top-notch. The prices are probably about 15-35% lower than encinitas depending on how far away from the city you live – but with top notch schools and not too far from places of work.