Thought on prop 17 (continuous insurance discount portability), following the law of unintended consequences:
Mercury Insurance is the biggest sponsor of this prop (like PG&E for prop 16 the energy one). It is really unclear what happens to soldiers who have been deployed, who sell their cars and cancel their insurance because they don’t need it, and then come back. Since a bigger pool of people will qualify for the discount, a smaller pool must logically pick up the difference in premiums. I can’t figure out if that smaller pool will include people who have left the state or the country.
Basically, I’ll only vote yes on a prop if it clears the following hurdles:
1) Do I fully understand what it is offering? (This is where most fail, because they are so badly written)
2) Do I agree it is a good idea?
3) Do I think that this is an effective implementation?
