This is a fantastic time to dollar cost average into your 401K and IRas. If you have more than 15 years, the next two years will give a great boast to you retirement!.
Remember, not all at once. A little every month!
Buy low, sell high.
When oil was $10 a barrel, I bought oil drillers, and made fantastic returns. When everyone else is scared, that is when you buy, not when the market is hitting new highs.
We get on home buyers for buying near the peak, and yet, everyone on this string is talking about buying gold!
Fear will always screw you.
I plan to buy a place when home buying is Toxic!