Thanks for the heads up on San Marcos school district. I was not aware of this and the flyers they passed out didn’t mention it either. As for living in expansive place like SD, I can’t really complain comparing to San Francisco. I lived there for over 20 years and housing market there is still doing very well. Homes like La Cost Greens and Pacific Highlands can’t be found in SF unless you go 30 miles outside of the city and the prices are in the 1.5 million staring.
Slackerboy, I am not going to make my purchase without making sure I can afford it and making sure it is a right neighborhood. I was lucky to build up enough equity on the old house where I can put down a sizable down payment if necessary. As for buying things on credits, I usually use credit on all purchase for the miles but I pay the whole entire balance each month. It true that we should emulate the European or the Asia where they save money in order to purchase instead of financing the purchases.
As a newcomer to SD, I love to read this forum to learn more about the housing market and get everyone’s take on the potential community. Thank you all!