[quote=SD Realtor]…the vast majority of buyers DO NOT act in this manner. More often then not they are driven by other factors and are more concerned with moving on to other stages of their lives then getting the bottom most dollar. [/quote]
Therein lies a paradox. Bottom most dollar or just value for money, this doesn’t deny the fact that the very same people spend a small fortune and several years on education and training in order to get well paid jobs to service these huge debts. Yet little of that investment seems to go towards figuring this out.