Rus – He feels (as I do) that mortgage rates are a lot more likely to rise than fall over the next decade and that in the majority of cases it makes sense to lock in a fixed rate. You may or may not agree, but assuming for the sake of argument that this is the case, the point I was attempting to get across is that he’s pretty strict about getting people into the best situation for their long-term net worth as opposed to maximizing the loan amount or any fees. Not trying to impinge anything.
Now get back to your control room and moderate those comments. 😉