Poway seller..
I must have missed your confession that you were a bank employee in your original post. I’ll put on my glasses the next time I read one of your posts so I can read between the lines…
Another 6 clueless victims… while you are quoting 5.375% today with your “incidental business” I was quoting 4.75% well worth it for most people to pay a point to save .625% for 30 years…
Your claim of having the best rates with no broker fee is just PURE CRAP.
Because you have no broker fee, your rates are much higher, in most cases screwing the clueless borrower who is giving up the opportunity to get a historically low rate because they fall for “no fee”
I cannot imagine what you tell people in your “main business”
You validate my belief that bank employees are clueless about options that are best for the borrower, and foolish people go to banks to get their loans.