People don’t often like to accept VA loans because they have to jump through a few hoops. But that’s because they are good loans. The loan amount can’t exceed 417k. I don’t think many builders are offering VA right now, but it’s worth a try to check.
“,and all they are REQUIRED to do is pay about 1200 in closing costs”
I meant the seller is required, the buyer can try to negociate a va no down no closing- VA no no.