They appear to be a lot higher than my rates.
Misleading programs, appears to be adjustable rate.
READ THE FINE PRINT. Lots of exceptions and disclaimers. I’m not sure if it was this company or another with a similar offer, but I’ve had callers with complaints about being misled by these gimmicks.
The basis for a purchase appears to be that they rebate part of the sales commission to compensate for the loan.
I can arrange that for buyers also. A rebate of part of the commission, EXCEPT I don’t mislead people with lots of fine print and disclaimers.
“effective” rate of APR is another gimmick.
They appear to overcharge in rate. There are no free loans. There ARE gimmicks that confuse people and sound better than they really are.
You must be associated with them to say that about their rates.
