How can you say you are closing in a week if you don’t even know the details of your loan? That is crazy.
I used a loan broker for my last 3 home purchases and it couldn’t have been handled more professionally. All of my questions were answered promptly and I had everything in writing WELL in advance of my closing. “Joice” is totally out of line and this should be raising zillions of red flags for you. You deserve to know what is going on. You need details in writing. If you apologize to her, pardon me for saying so, but in my opinion you are an idiot. Who knows what sort of bombshell she will drop at the closing table – when she knows that you are pressured to sign. Run now!!!