[quote=jeff30]
Are banks willing to run both scenarios for comparison? I.e. add spouse onto loan (higher income, lower credit score) versus not?[/quote]
I don’t know what ‘banks’ do. I don’t work for a bank. I work for a borrower and do this to figure out what is best for the borrower.
Banks have divisions that are mortgage brokers.
They generally have the exact same automated approvals but may not have the best price OR service.
There is a huge misconception about what ‘banks’ do.
