In all due respect, the point of the article was not about most people not understanding the Fed Reserve or the fact that powerful people have grand schemes to control the financial system, although I believe it all.
But rather that new rules and laws may be coming our way very soon that inhibit, restrict, if not forbid access to retirement/401’s etc. accounts.
A “Hope” and “Change” in the system that might indicate that the Govt itself fears a run on the banks.