If you are making six figures you probably don’t want to live in 75% of San Diego that you can afford since something in your past made you not share the same values as boys from the hood, Vista Home Boys being my favorite bunch (One of my employees used to date one of the gang officers who would come to pick her up at least once a week. Really nice guy).
Also, if you are single-income family you are one layoff away from being no-income family. Good luck trying to replace your 6-figure income in today’s environment.