I thank everyone for their comments on this. Have been pondering whether or not to convert our IRA’s to Roth in 2010 and beyond for some time now. It’s a tough question, as the tax bite will certainly be large, and the tax-free distributions may or may not materialize. I am thinking maybe convert a portion but not all of our IRA’s to Roths in 2010 and see how the taxes shake out at the end of the year.
