I dont get why most home insurance companies are not 90% online already. So many times I go online to get a home insurance quote, spend 15 mins entering all my details, then instead of getting an instant quote it just says an agent will phone me to interrupt my day and bother me with more questions…
What’s so complicated about home insurance that it needs an agent every single time?
Anyways, I use hippo.com, which is a mostly online insurance provider. They allow a deductible up to $25k, which I’ve found is often the easiest way to drop your premiums. At a $10k deductible, mine costs $790/year for a 2200sqft home in a high fire risk area.
