I am not the typical piggintonian, but I can’t resist giving you a piece of advice.
First off all, don’t focus so much on building savings. I would say that you main focus should be avoiding debt. Seriously, debt is what will paralyze you financially. If you have any, work it down as best you can. Buy only used cars for cash, etc.
I see nothing wrong, when home values are lower, with buying a home with little or nothing down.
