I agree w/PD. I loaned $$$$ to a friend seven, eight years ago and in my mind I told myself I’ll never see it again. Only loan it if you’re ok w/that. She was in a real bind and I had it to spare. Would it come in handy now? Sure. I never bring it up. Maybe once a year she’ll say she hasn’t forgotten and someday she’ll pay me back, but I am so not holding my breath. I helped a friend out. I suppose if there was some way she could pay me back other than financial, she would. Or the pay it forward concept, maybe someone will help me when/if I need it. I feel good about helping her, but I only did it knowing it was a gift and I probably would never see a dime of it.
Now, when I was in a bind when I had my house in the ’90’s, I got a loan from my brother and paid him back w/interest. I would never borrow unless I could pay back.
