HLS: Well stated! And right

[Ex-SD]

HLS: Well stated! And right on the money………………as usual.

J.: You are the kind of guy who thinks he knows everything and winds up getting fucked over for thousands of extra dollars in fees, points, PMI, etc.

I’m not in the mortgage business (like HLS) but I have friends who are and your source (or sources) for mortgage information are grossly misinformed.