Your way of presenting the scenario, especially the thought of zero down, provides really new perspective to us, we were only occupied with the thought to pay as much as we could for downpayment and maybe pay off in 15 years instead of 30 years. I appreciate your insights very much, and my wife likes your idea a lot. Your ideas are really brilliant, though we are not certain if we will be able to handle such heavy activities. Is this what you’re planning to do for the years to come?