Hey Bugs, good to hear from you. Like me, I don’t see you posting as much here. To answer your question, I have most of it spread out over several accounts to keep within FDIC limits with three beneficiaries. I also have some at a brokerage account in which I’ve been doing some day/swing trading. My average return is about 3-4 percent over the past year. Not great, but better than losing principle.
I know we’ve discussed my situation before in my one year and two year updates, and I just wanted to share mainly how the emotional aspects of renting have taken their toll on me. I’m not focusing on the financial part of it. That’s a done deal. I realize I’m doing OK on the financial part, but it’s just so unsettling to not have a home that you can do as you please. I’ve been used to that lifestyle since I was 26 years old when I bought my first home. I’m now 54 and not getting any younger. I’m just frustrated how after three years of sacrifice, the market here is so stubborn. But I’m a patient person, and I’m going to wait it out! Even if it takes three more years.
