HelloKitty, your post put a smile on my face, because you sound like me, only smarter. =) my husband also makes a good living at a relatively young age, and we bought our first house two years ago for many of the same reasons: 1) we wanted the tax deduction, 2) we could easily afford it, and 3) we felt it was the perfect home and neighborhood (carmel valley) in which to start a family. UNLIKE you, we didn’t know about this forum or do much research.
anyway, just one caveat, based on my own experience–young people aren’t always in the job in which they’ll retire. just in case you end up having to relocate in the next couple of years, would you be alright if you couldn’t sell your house for what you paid for it? the answer is probably yes, since the house is so darn inexpensive to begin with, and if yes, then go for it!
