Harveston is way overpriced, I live there too, also rent, you get a big ego on a small lot. The homes are nice, the lake..uh pond is nice with reclaimed water, you can’t swim in it, you have to pay to rent a paddle boat, wow! Looks nice there, yes, HOA is at least $100, I heard $132. Taxes are high!!!! 2% get real Thats $8k per year IF you get the house for $400k, which you won’t. These sellers are smoking crack here, they have more pride than brains.
IMO you should never buy a home with 0 down, no offense, but I just don’t get it. How can you make so much and have no down payment? My wife and I make half of what you make, pay more for rent and we could still save up for a down payment. I also expect you to use an int. only loan.. completely bad news. Still your payment would be lucky to be under $3000 per month even if you got the place for $350k. YOu will be paying at least twice what you currently are, plus you will loose all the money as the housing crashes. Are you prepared to owe $350-$400k on a house in 5 years that could be worth $250k? or less?
