Flu suggests something a lot more expensive than me. A 12GB external RAID would be I’d guess something like $500+ on top of the normal computer price. I had something similar for my business for about 8 years called a NAS. The NAS itself failed but not the drives inside, and I ended up parting out the drives to PCs and using a regular PC to host the office network.
The only home PC use of such size would be storing a huge collection of HD quality videos. With smart phones able to take 4k video and maybe ripping your favorite blurays that’s not an exotic requirement like it would have been a few years ago. Still it is atypical.
If you want a desktop for typical home use something like this would be great and probably provide more like 8 years of good use:
It has the SSD + HD setup already in it and HP is the most reliable brand in my experience for computer equipment. It also has a DVD drive and burner, which I think is still pretty useful but is becoming harder to find on new PCs.