Even though I bought silver and gold recently I would not bet the house on it going up. My secret is to buy low,hold, only sell when it is higher. Of course job layoffs will torpedo that plan as will any large unexpected medical costs. I’m sure gold and silver will one day be higher, how much higher and when I’m not so sure about. If silver dropped below $10 then I would say go all in. P.S.- If I could I would plow my entire 401K into silver, now many people would say that is foolish but I think the bond bubble will soon pop and stocks are over valued so what else is there other than investments that actually produce earnings.