[quote=earlyretirement]
…most people VASTLY over estimate their investment abilities. Most people I know think they are stock gurus and in an upmarket like now they think they are Warren Buffett Jr.! (A few years ago….um not so much).
[/quote]
ER,
Most people on this board should be savvy enough to be able to get a return of 3% annually on their investments, no?
