Cog, you will be fine and you have a good plan. Factor in the bride to be and lack of income if you have kids, the kid will cost what her schooling does, so another wash. Just stay conservative because there is a lot of stuff that can and will come up as life changes but you have good handle on it. Try to get closer to 2500 piti, the market where you are looking will meet you at your goal sometime in 2008.
Paramount, I never did get that apology. I think there aren’t too many people lying about their financials here, some may fudge a little like their weight on a drivers license but for the most part the people that find it entertaining to discuss math on a Friday night are not normal people anyway, yours truly included. Six figures is usually 100-150k and in so cal, that doesn’t make you rich and still makes you priced out of most markets, which is precisely why we are in a declining market.
