[quote=capeman]They’re still taking 5% Downs? That means we’re nowhere near bottom.
Congrats on the house though! I can’t wait to get my own home at some point.[/quote]
Thank you! It is pretty anticlimatic. Everyone is very excited around me but I’m just kinda ready to get on with my life and stop checking redfin daily or looking at the daily rates…
I could have done 3.5% (FHA) but I wanted to put a bit more skin in the game, without depleting my cash reserves completely. I do have to pay PMI. I could have done 20% traditional but I need cash on hand to cover some of my taxes from last year.