Capeman I like your response. It is well thought out and makes sense. What you wrote is the point I am trying to make. That in a very high interest rate environment there are likely to be many challenging aspects to life in addition to cheaper home prices. Like everyone else I want housing to become affordable. Yet when I see people saying things like yay I can’t wait until rates are sky high so I can afford a home, it just kind of seems to me that those statements are being made without much thought.