As someone else said – the merchant fees add up. The no balance person who does a ton of high dollar transactions is a super low risk profitable customer.
I fit that category w/ personal and business expenses, and I’ve had no reductions in credit with AMEX. Every couple of months they automatically bump my limit for no apparent reason – I suspect that’s automated in some manner since I’m not asking or using it.
What I have noticed however is a *drastic* decrease in the number of 0%, balance transfer, etc card offers in the mail. I used to get a stack full in the mail each week.. and to be honest I can’t even remember the last time I got one. Although that’s probably a good thing those aren’t going out as frequently… 🙂
