Aecetia- That chart is outdated. The schedule for Alt-A resets has moved forward by about 2 years due to most people paying only minimum payments and triggering principle caps. This chart better represents the situation but since it is a few months old it is probably also outdated. The peak is likely to be sometime mid next year due to the acceleration of resets. That is a big reason why Wachovia and WAMU went down so soon rather than later as they were the big players in this mortgage product space.
[img_assist|nid=8526|title=Revised Alt-A Reset chart due to Pay Option ARMs|desc=|link=node|align=left|width=400|height=227]
