You are a cool guy and take constructive criticism well. You are a smart person from what I’ve seen. I hope you and your family do well. Even if you don’t mow your own lawn 😉 I have a dog, and thus I do mow my own yard, even the yard that I rent in Harveston… anyways…
I feel your pressure about owning a home before you get to old, and let me tell you not to worry about that. You went to school, and now you have a good job. Most Temeculans would be lucky to make half of what you make. I make about 1/3 of what you do and I’m not happy with my job, I will be making a career change as soon as my wife is done w/ school and gets her job going.. less than 18 months. My advice to you would be to live below your means ans work on SAVING, that way you won’t need a 100% loan, and you will have instant equity when you buy your home… and also, about the time frame, you can get a nice 15 year mortgage when housing is cheaper…. and what do you know… you will actually have a paid off house…and relatively soon in your lifetime vs. the average American… that is something that many recent buyers may NEVER have, especially with their current poor spending/lack of savings habits/ridiculous loans/insane prices they paid/the fact that everyone refies to take out money every time their home goes up in value.. etc
