Just because you are ineligible for insurance under her plan doesn’t mean you can’t get insurance or a long-term care plan and just pay monthly for it.
Yeahh…. I thought of that but I may be uninsurable if I ever loose coverage because of past medical history. What I am thinking is this. If the good lord takes her, I use cobra to extend my coverage and then as that runs out I convert the policy to an individual policy. This is what i am unsure about: If I have cobra coverage can I force the insurer to convert the policy??????? I am willing to pay a very high deductable (over $10,000).
The other thing I wonder about is if I lie about my former health condition whether the new insurers would find out. Glad this is anonymous.
If the worst case scenario ever did come about. I think I would just ask them to let me die (with lots of painkillers) without being treated. That way I can leave something to my middle son who is having serious problems “launching”.
