If you don’t have a rate already locked, the 30 YR fixed conforming market moved against you today.

I’m curious, exactly how are you shopping mortgage rates ?

What type of loan are you looking for ?

Qualifying depends on your credit scores, loan amount, down payment, employment situation, reserves, credit history, monthly debts, financial reserves, etc.

Also whether you are going to pay to buy the rate down and how long you plan to be in the loan.