As an original (and former) owner in Santaluz I spent alot of time thinking about where I would want to build a spec home (I owned a Casitas). I never did pull the trigger on that, but I can tell you I didn’t like Northern Lights for three reasons:

1. The power lines separating Santaluz & FBR are ugly
2. Too far from the clubhouse, pool, spa.
3. It’s in the lowest elevations of the development and the views are only to the immediately surrounding valley (except along San Diguito rd.).

You mentioned in previous posts you liked dramatic views. There are unbelievable views to be had on the elevated east side (east of Camino Del Sur) on Run of the Knolls (and off-shoots) and Villas (my favorite street). You can see all the way to the ocean in many cases. Of course, these lots/homes are more expensive, but most still in your stated price range. These also have the best views of the Santaluz development itself and you can walk to the spa/clubhouse! I absolutely love Santaluz, but my wife is not a fan, so that nixed the idea of living there….