Mario has a job. Couldn't he just rent a place? Or, does having to live at the "Mission" sound more devastating and tug at the heartstrings a little more than the more realistic scenario of renting?
As for Inez, I don't think I can recall such a horrifying victimization! Imagine the bank forcing her into their branch office to refi, pull out cash from her home and spend it. Not only did she spend her equity gain but her original equity from the down payment as well. Of course, according to the author, that was just to pay the bills.
Inez "needed money for bills"?? What bills? The electricity bill? Water bill? Or perhaps the bill for the new Escalade? Plasma TV? Credit card financed cruise? Etc.
Typical biased journalism. Too much of it these days. I especially like this line…
"Inez FOUND that as her equity increased she could refinance her loan and get cash" (to pay bills of course).
He could just as easily have written:
"Inez CHOSE to refinance her home and pull equity out in order to engage in a lifestyle over and above what her ordinary income would allow"
Here's another I like:
"Inez was ASTOUNDED to discover that each time she read the new loan documents, World Savings was not accurately listing her income."
Astounded? Apparently not "astounded" enough that after seeing it multiple times she made them change it. Of course, then she wouldn't be able to get more cash (to pay bills of course).