[quote=harvey]Not sure the title warrants three exclamation points.[/quote]
Thanks for your comment.
just for you,
Edited to reflect only one but I reserve the right to increase that at some unknown future point.
It actually could be worthy of 5 or more.
Negative interest rates were not really a concept 10 or 20 years ago.
You can ignore it if you wish, but it has serious consequences.
Few people called the housing bubble long before
most people thought it was even a possibility that prices could drop 40%-50%
