That house is in my neighborhood and, before seeing it, I had never even heard of a floor furnace.
Wawanesa and AAA turned us down due to proximity to canyon (within 1000 feet). The hazard disclosure shows us technically outside of the fire zone, but I wasn’t surprised. Those are some pretty conservative organizations. State Farm also turned us down, but I don’t know if it was because of the canyon or the seller’s $7,000 claim with them two years ago.
Farmers didn’t have an issue with the canyon, but the seller’s previous claim required special review and an exception. I don’t remember the quote, but it was less than what the mortgage broke gave in the good faith estimate.