And it was up to the union members and their bought and paid for politicians to oppose those sales pitches. of course when you havent contributed your fair share and your bought and paid for pols dont make the employer contribution the Wall St sales pitch looks very tempting.
The responsibility for the pension crisis lies almost entirely with the public sector, and no amount of whitewashing will change that. (I wouldnt actually call it a crisis, I’d call it an inevitability)