Or, just to posit a third (and likely unpopular on piggington) option, you could shop around and see if there is a house available right now that you would want, and that you could strike a decent deal on, and sell your place and simply buy the new one.

ie No market timing, the move is simply lateral at current market conditions for both the sell and the buy, for better or worse.

Of course, interest rates now are just a bit funky…..