[quote=Arraya]
Good thing it is not going take more time to save the banks or people might really get mad about handouts to homeowners.[/quote]

I guess it would be more accurate to say that home borrowers are actually getting ‘bailed in’ to more house than they can afford as a result of the teeny-tiny down payments. Most of the ‘bailing out’ has been of the banks after the home borrower defaults (although some bailout money has gone to loan restructuring which sometimes allows the borrower to stay in the home a little longer).