I am in the lending biz today, and just happen to know what ethics and integrity are AND I have them both.

Depending on you overall financial situation, I strongly suggest everybody CONSIDER an interest only loan. It’s a lifesaver for some, when understood.

Some people are just stubborn, and you can’t teach an old dog new tricks.

It makes no difference to me. I don’t make more on either.

Generalizations such as never and always that don’t address a borrwer’s overall specific situation are nothing short of irresponsible.